Credit Information - Introduction

‘Credit Information’ describes any information that may influence a decision that involves credit risk. This may include past debt collection information, bankruptcies and court judgments. In most jurisdictions court judgments are the “backbone” of the credit information system.

Credit Link supplies credit information to third parties on a wholesale and retail basis.

Our retail products are offered directly to the business community and are suitable for day-to-day use. These services include credit pre-checking, credit checking and other database verifications.

Credit Link clients can access rapid credit pre-checks on-line at very low cost. Pre-checking enables a would-be credit giver to make informed decisions about the extent to which credit history should be checked in any given case. It also makes periodic reviews of credit status economically viable.

Our wholesale products are offered to those who have a need for bulk quantities of credit information or who wish to on-sell reliable information. These products include our Negative Cheque File and Judgments Database.